Bitpark blockchain

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• Revolut Partners with Thomas Cook to Offer ‘Pay Per Day’ Geolocation Travel Insurance
• List of Countries Sorted by iso Currency Code and Country or – Coin Market Cap – CryptoCurrencies
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Revolut Partners with Thomas Cook to Offer ‘Pay Per Day’ Geolocation Travel Insurance

In this article we will discuss Top 4 blockchain projects which are revolutionizing the insurance industry. There is hardly any industry that has not paid attention to the blockchain technology. From gaming to platforms to cloud storage, the blockchain technology has ventured every industry. And recently it has drawn the attention of the financial services industry as well. In spite of having no impressive app or any flairs like that, the blockchain has a strong case to be laid down as the rudiment technology for the insurance industry.

Its potential for complete accountability and security can resolve a number of problems faced by the financial and insurance sector today. Recently, quite a few blockchain projects have started to offer a new dimension to the insurance industry. This blockchain-based insurance platform aims at using the concept of smart contracts to enable the automation of end-to-end payment with improved efficacy.

In simplest words, Etherisc is building a platform for decentralised insurance. The platform intends to employ the blockchain technology to transform the current insurance market into a P2P risk platform. The team is building a free, open-source, open-access platform, as stated in their whitepaper, for decentralised insurance. The lower costs associated with the platform provides the markets which are still in their developing phase an access to insurance solutions of which, they might not be aware of otherwise.

Currently, Etherisc offers a functional flight delay insurance model along with a social insurance model aimed at providing efficient protection against rare destructive events. The Etherisc platform brings an entirely innovative approach to the insurance system and the transparency feature plays well in its favour.

Since the industrial landscape is changing fast with the blockchain development, it would be certainly worth watching the impact an approach like Ehterisc will have on the insurance sector. Etherisc relesed demo of flight insurance product using ChainLink. The team intends to provide services such as smart contract technology to ensure:. By providing services like contract fulfilment and user-maintained screening and billing process , the team aims at building an insurance platform that will assure high customer satisfaction with minimal costs.

Any community within the BITPARK ecosystem will function with a group wallet providing for uninterrupted communication and exchange of money. The platform will also provide an insurance and lending service to users based on the evaluation and rating the users receive with respect to their history within the community. The use of two different currencies sounds like something that can enable segmentation but may get a little too hectic if the platform was to increase the speed and popularity expected from it.

However, the link of the initial currency to the local market is an aspect that works in favour of investors. The constant, unhindered communication will also enable this platform to become a more communicative and transparent blockchain operating in the insurance sector. By using its token, the AiGang team will automate the insurance industry through the platform of Internet of Things.

The team has been working on developing an autonomous insurance system which makes use of the data collected by connected IoT devices to calculate insurance. The platform will combine the data from a crowd of subject experts to make predictions regarding the insurance risks and build insurance pools on that. These predictions will then be used to develop algorithms that can price out the premiums and predict profits.

AiGang will employ smart contracts to enable smart devices to connect to the insurance policies and allow everyone to be an active participant. This will also eliminate any third parties from the picture thus decentralising the process.

The insurers will have the opportunity to create tokens by predicting the probability of events. The price that will be calculated using this will be used by the insurers to evaluate a particular insurance product accurately.

The rising popularity of the AiGang blockchain protocol can be attributed to the following features:. The AiGang concept can change the scenario where people do not trust their insurers.

The team automates the process of insurance claims thereby providing a solution for the problem. This automation will become useful especially in cases of earthquakes and similar major calamities the blockchain will be able to execute the claims thereby reducing settlement time. Since the platform uses smart devices and does not require human verification, the future of the team looks promising. The AiGang blockchain protocol appears to be a favourable concept especially with their aim of attracting experts on the basis of Prediction Markets and growing their network.

InsurePal is yet another innovative concept in the blockchain-based insurance dimension. It is a peer to peer insurance based on social proof endorsements.

The mechanism of social proof is employed over different types of insurance. Introducing social proof as a self-regulating psychological phenomenon allows InsurePal to develop a scheme with lower-risks. The InsurePal model is aimed at improving the segmentation and risk selection process.

The fundamental mechanism behind the platform enables InsurePal clients to endorse each other and obtain a discount on their insurance premium. This endorsement must be supported by a financial guarantee from the endorser. The platform will allow the social proof of a user to be locked into the blockchain thereby providing for higher transparency.

The platform will also ensure that the insured client receives a final compensation if the other party was to breach the mutual agreement. InsurePal model is a classic combination of traditional insurance and P2P endorsements on blockchain backed with social proof. InsurePal has introduced social proof as a third party deductible where the insurer who financially guarantees an individual has to employ its own common sense in knowing that the guarantee is against their money.

That is to say, every endorsement backed by financial guarantee gains immediate value and credibility in the InsurePal system. The InsurePal database will work on the IPL token which will be used by clients and InsurePal third-party business partners all over the globe. The platform will employ different means to incentivise participants to use the token and the token will be listed on multiple exchanges to simplify the trading process.

The blockchain business transactions can be insured using only the IPL token. For every new social proof guarantee, the endorser will receive a reward either in IPL tokens or in the local currency. The guarantee can also be made through a credit card or a smart contract. This guarantee, however, will require relevant information on the client. InsurePal is offering a rather innovative way of insuring assets employing all the major technologies present in the world right now. The main target audience of the InsurePal platform are millennials and tech-savvy people.

For the end-users, InsurePal provides a customer-centric experience by allowing them to easily navigate through the process while obtaining the most favourable insurance premium through their smart devices. The platform will employ dAPP to make possible the functionalities such as identity creation, social proof identification, insurance policy administration, finding social endorsers, token wallet creation, making payments, giving social endorsements etc.

InsurePal is all set to act as a global provider, for the lack of a better term, of different insurance modules based on social proof mechanics. Following this, all interested third-parties will have the opportunity to utilise the platform as stand-alone providers at the country level. Good Read — Top 4 Blockchain Projects that are revolutionising travel. Hitesh Malviya is the Founder of ItsBlockchain.

After being into space for a few years, he started IBC in to help other early adopters learn about the technology. Join our mailing list to receive Cryptocurrency investing and trading recommendations to your mailbox. How can investors get in on the ground floor of this game-changing technology?

Start by learning about some of the It oversees research facilities primarily in Palo In addition to finance, the Blockchain has been altering the marketing and advertising industry. It was in fact the most The world of crypto is so much more than just buying low and selling high. The basis of cryptocurrencies may The blockchain was introduced into the advertisement sphere to solve some very specific problems within the industry.

And so far, We curate the best cryptocurrency projects with the intention of adding value for investors through the process of selecting, organizing, and looking after different projects available in the cryptocurrency market. We are a one-stop destination for technical analysis, cryptocurrency recommendations, and Blockchain technology resources.

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Bitpark Coin (BPCC)

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This means you can pay for it when you need it. Partnering with British travel company, Thomas Cook , Revolut is offering a much more simple method to managing health insurance policies. At this moment, it does not appear that partnership will benefit travelers from a U. By using Blockchain technology, Revolut cuts out 3rd parties allowing complete control over managing your money.

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Finder makes money from featured partners , but editorial opinions are our own. Advertiser Disclosure. Blockchain technology promises to disrupt the insurance industry, and some companies are already developing blockchain-based insurance solutions. But some experts predict that blockchain technology will end up making insurance obsolete. A blockchain is a digital ledger that lets people confidently transact with others, without a centralized third-party needing to verify that the transaction was legitimate. A cryptocurrency is both a digital asset you can trade on a blockchain and a fundamental blockchain component that keeps many blockchains running.

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Through P2P Insurance and crypto-currency, we strive to provide an insurance service that is both transparent and user-directed. We will provide a variety of services, including smart contract technology to ensure fulfillment of contractual obligations, separation of billing management costs, an approval and compensation system managed between users, a user-based evaluation system and more. In doing so, we will bring this service to fruition. We aim to provide a service that more easily allows for groups of friends and communities to assist one another, while also providing for a smoother communal money management system.