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Select your location Close country language switcher. How focusing on governance can help reimagine corporate integrity. Watch the documentary now on CNBC.

T he world is moving fast. If organizations want to stay ahead of the curve, their operations need to be agile and predictive, and they must pick the right time to engage with both the right talent and the right new technologies to gain a competitive edge.

However, there are a lot of technologies out there and a lot of business processes, all in a state of continuous evolution. Separating the signal from the noise — and picking the right strategy — can be a real challenge. Even when organizations choose a strategy, other factors can stand in the way of effective implementation.

Understanding how to ask the right questions, who to ask and where to find the answers, is critical in making any strategy work. Digital transformation is a vital component of any modern business strategy. Old software, platforms and processes become unfit for modern needs. In their place, new software, new platforms and new processes need to be developed and efficiently implemented.

However, transformation is often driven by technologists and IT teams, rather than the people who they will actually impact — such as those on the office floor.

This can make communicating business value and enacting effective change a fraught process. The most sophisticated, expensive artificial intelligence AI in the world can quickly become ineffective if implemented without the input from the people who would actually be using it, and whether or not they think it would actually improve processes.

But getting the right people talking and identifying the actual problems that need to be solved, can be harder than it looks. One Tier 1 financial client came to EY with this problem. It had faced challenges in implementing technological transformations in the past, and so recognized the need for creating the kind of collaborative spaces in which critical questions could be asked — and strategies shaped — before it started building technology into its operations.

The question the client asked was crucial but broad: rather than making incremental improvements, how do we think differently about how the finance function supports the business? In particular, it was looking at how to improve operations across eight distinct finance processes, from financial accounting to book closing, by applying technology in ways which would work to deliver real value. Finding fresh perspectives meant the client needed to bring together the right expertise.

For large multinational organizations, these conversations can be hard to create and sustain — teams can be widely distributed around the world, business functions may be highly siloed and individuals may keep varying hours. Bringing stakeholders together physically — and giving them the tools to succeed — was critical. The EY Assurance and Consulting teams worked together on this project to help create the conditions that allowed the client to have these conversations — bringing our own different perspectives to bear on the project.

In wavespace we help clients curate talent and technology, bringing them together in collaboration. They are proven to energize and align teams to create meaningful outcomes, faster. Clients can engage with wavespace locations around the world, be hosted in temporary pop-up wavespaces, or have a wavespace installed in their premises — all are designed to help clients interact with ideas, technology and each other, in ways that can lead them to the decisions and creativity that will help them thrive in the transformative age.

Over the course of an eight-week program, wavespace hosted dozens of key stakeholders in over meetings, giving them the perspective and collaborative focus they needed to think about and ask questions about the best ways to transforming their finance operations. At the same time, participants were challenged to work identifying meaningful ways to assess how technology solutions could be applied to their finance processes.

First, the client landed on the Cloud as the most appropriate technology for their needs. Within wavespace, they then started challenging their own assumptions — rightly identifying the fact that the Cloud could not be considered just as a technology play but needed to be understood as a wider platform that could transform the finance function in multiple ways.

The client also identified potential roadblocks. Through dialog with respective stakeholders, they found that if they had focused entirely on the tech, but neglected the process side of the equation, the desired results would not be delivered. EY ensured the wavespace environment provided the frontline finance professionals everything they needed to help design the solution and define the use cases, supported by the IT and Finance Change teams.

Through transparent conversations between different stakeholder groups, practical, effective solutions began to emerge. Through creative collaboration within wavespace, the client not only honed their transformation strategy to a specifically Cloud-based approach — they also developed clearly defined steps that would allow them to pursue real, measurable value.

These included:. These tools allowed the client to come up with solutions that led to real, measurable value for its finance function — and the business as a whole. With these new Cloud-enabled processes, they identified the potential to remove the need for manual reconciliations between different systems or data sets. This could then potentially save significant man-hours — including reducing the time taken to close accounting books from up to 20 days down to four days — freeing up time and resources for more value-adding tasks.

Particularly, it demonstrates that grounding any technological agenda in real world, human experiences — rather than hypothetical ideal scenarios — is critical if technology solutions are to be applied in an effective and valuable way. With the current business landscape utterly changed by the impact of COVID, organizations increasingly need to be able to reimagine how they work in this unchartered environment.

More than ever, they will need to reframe how their business models and operations fit into a global economy that continues to experience severe shock as a result of the pandemic. To effectively reinvent themselves during this crisis, organizations will need to embrace transformation to drive growth.

By creating the mental space to think through the challenges brought about by COVID — actively seeking different perspectives and challenging assumptions about not just the right paths forward, but also the fundamental issues to be addressed — organizations can ensure they are pursuing strategies that can deliver genuine value. We have a clear view of the critical questions and new answers required for effective business continuity and resilience.

See more case studies. Visit the newsroom. EY is a global leader in assurance, consulting, strategy and transactions, and tax services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders.

In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities. For more information about our organization, please visit ey. This material has been prepared for general informational purposes only and is not intended to be relied upon as accounting, tax, or other professional advice. Please refer to your advisors for specific advice. In addition to cookies that are strictly necessary to operate this website, we use the following types of cookies to improve your experience and our services: Functional cookies to enhance your experience e.

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Legality of cryptocurrency by country or territory

Sitting under harsh fluorescent lights in a windowless room, Geoff Golder and Doug Smith are talking about money. The hum of a server fills the empty space around them, the shelves along the walls room are stocked with spare computer components and an impressive stockpile of vintage Super Nintendo games. The smell of solder hangs in the air. Bitcoin, the most well-known cryptocurrency, has made headlines for its dramatic swings in value and innovative economic model. The company recently set itself up to accept payments in Bitcoin. We bring new technology to lots of people, so we thought it was a natural fit.

Here's how he did it Fidelity keeps trying to get a crypto-related ETF approved. Here's how businesses are adjusting.

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January 24 marked International Day of Education. The World Bank Group is the largest financier of education in the developing world, working on education programs in more than 80 countries to support access to quality education and lifelong learning opportunities for all. So, what makes IDA the fund of choice in international development, even in these tough budgetary times? This limited access to urban centers hinders rural populations from accessing services and opportunities, including healthcare, education, jobs, and markets. For a long time we have known that improved transport accessibility leads to more opportunities and better lives. Access the World Bank's portfolio of more than 12, development projects, including current and historical data since We help developing countries find solutions to the toughest global and local development challenges—from adapting to climate change to boosting food security to increasing access to energy. This site uses cookies to optimize functionality and give you the best possible experience.


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Help us translate the latest version. A wallet lets you connect to Ethereum and manage your funds. ETH is the currency of Ethereum — you can use it in applications. Dapps are applications powered by Ethereum. See what you can do. If you want to start coding with Ethereum, we have documentation, tutorials, and more in our developer portal. The latest price for 1 ether. You can buy as little as 0.

safe-crypto.me is the most popular place to securely buy, store, and trade Bitcoin, Ethereum, and other top cryptocurrencies.

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Watch the video below to learn more about why you should enable 2FA for your accounts. Relying on just usernames and passwords to secure your online accounts is no longer considered safe. Data breaches occur daily and hackers are always inventing new ways to take over your accounts. Protect yourself by enabling two-factor authentication 2FA.


Everyone wants financial freedom and the opportunity to shape the future. What are you waiting for? We provide you with the tools and knowledge needed to manage your cryptocurrencies - regardless of the size of your portfolio. Most importantly, we ensure safe storage of your cryptocurrency. Easy set up of your account with Vipps. Quick verification of your identity with BankID.

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Select your location Close country language switcher. How focusing on governance can help reimagine corporate integrity. Watch the documentary now on CNBC. T he world is moving fast. If organizations want to stay ahead of the curve, their operations need to be agile and predictive, and they must pick the right time to engage with both the right talent and the right new technologies to gain a competitive edge. However, there are a lot of technologies out there and a lot of business processes, all in a state of continuous evolution. Separating the signal from the noise — and picking the right strategy — can be a real challenge.

The cryptocurrency was invented in by an unknown person or group of people using the name Satoshi Nakamoto. Bitcoins are created as a reward for a process known as mining. They can be exchanged for other currencies, products, and services. Bitcoin has been criticized for its use in illegal transactions, the large amount of electricity and thus carbon footprint used by mining, price volatility , and thefts from exchanges.


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