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I used them in the spring, they wouldnt allow me tol withdraw money, netork error was nonstop. Suddenly they blame their "banking partner," which is fine, BUT, doesnt excuse the weeks of no responses to my asking where my money was. They said to send the money to another wallet, and they'd pay the gaslight fee Anchor has been holding my money for months, not able to process my depositsdue to termination with banking partner bank on July 7, with Prime Trust. Then I lost confidence and decided to withdraw my money. I get error messages or withdrawals languish In limbo.

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It's general common sense that saving your money is an essential part of building financial security. And if you're making the effort, it's smart to stash your money in a high-yield savings account.

But while high-yield savings offer low to no risk, Ladejobi warns that "one shouldn't have expectations of growing their nest egg this way. Below, CNBC Select speaks to a few financial planners about the risks of putting your money in a high-yield savings account and what to look out for. As long as you open a savings account at a legitimate bank that is FDIC-insured, "there is zero risk of capital loss," says Gordon Achtermann , a Virginia-based certified financial planner. The amount of interest you're earning on your money in a savings account may decrease, but your cash will not.

Despite the variable interest rate, it's still much safer to store your money in a savings account than investing in the stock market. Experts generally advise not relying on market returns — especially when it comes to building up an emergency fund. Before you start investing, it's important that you have an emergency savings account as well as have your consumer debt under control. No matter how little risk high-yield savings accounts carry, they should only be used for short-term goals, such as saving up for a down payment on a first home or a new car.

Once you have saved up enough money for your short-term goals and an adequate emergency fund experts generally suggest three to six months' worth of your living expenses , the best way to increase your money is to invest it. This is why it's especially important to consider why you are putting money in a high-yield savings account.

If you have a longer time horizon in mind, keep in mind the rate of inflation. The key takeaway here is that it is important to make a habit of saving, and a high-yield savings account can certainly help you do that. When you feel comfortable enough with how much you have saved for your short-term goals and emergencies, you can then think about investing.

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Women 2. There are 23 startups on day two, and 16 on day one , which equals to 39 startups in total out of startups. Fun fact: since late , YC has had its first female-founded unicorn, Gingko Bioworks , the synthetic organisms company co-founded by Reshma Shetty. Did you know that the acceptance rate for startups with a female founder is higher than that of startups with only men as founders?

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To enhance the stablcoin's allure, Anchor aims to offer returns that outperform other decentralized finance DeFi offerings with a combination of sheer yield and predictability.

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